| SUMS INSURED | ANNUAL RATE | Minimum Premium |
| Fire - Domestic | 0,0120% | NAD 30,00 |
| Fire - Commercial | 0,0600% | NAD 60,00 |
| Registered Welfare Institutions | 0,0120% | NAD 30,00 |
| Business Interruption | NAD 60,00 | |
| Commercial - 3M | 0,0350% | |
| Commercial - 6M | 0,0465% | |
| Commercial - 9M | 0,0600% | |
| Commercial - 12M | 0,0700% | |
| Commercial - 12 - 18M | 0,0625% | |
| Commercial - 18 - 24M | 0,0550% | |
| Commercial - 24 - 36 M | 0,0510% | |
| Commercial -36 - 48M | 0,0465% | |
| Domectic - 3M | 0,0055% | NAD 30,00 |
| Domectic - 6M | 0,0070% | |
| Domectic - 9M | 0,00907% | |
| Domectic - 12M | 0,0105% | |
| Domectic - 12 - 18M | 0,0095% | |
| Domectic - 18 - 24M | 0,0100% | |
| Domectic - 24 - 36M | 0,0075% | |
| Domectic - 36 - 48M | 0,0065% | |
| Money | 0,2800% | NAD 40,00 |
| Marine Cargo & Goods in Transit | ||
| Declaration Basis without Inst Strike Clauses* | 0,0065% | NAD 60,00 |
| Estimated Gross Annual Turnover e.g Stock Throughput without ISC* | 0,0040% | NAD 60,00 |
| Fixed & Non-adjustable underlying policy premiums (applied to the u/l prem) without ISC* | 4000% | NAD 60,00 |
| Haulage Fees / Earnings (applied to estimated and adjusted fees/earnings) without ISC* | 0,0650% | NAD 60,00 |
| Declaration Basis including Inst Strike Clauses* | 0,0033% | NAD 60,00 |
| Estimated Gross Annual Turnover e.g Stock ThroughOut incl ISC* | 0,0025% | NAD 60,00 |
| Fixed & Non-adjustable underlying policy premiums (applied to the u/l prem) including ISC* | 2000% | NAD 60,00 |
| Haulage Fees / Earnings (applied to estimated and adjusted fees/earnings) including ISC* | 0,0325% | NAD 60,00 |
| Goods in Storage - aggregate | 0,0600% | NAD 40,00 |
| Goods in Storage - declaration | 0,0650% | NAD 40,00 |
| Hull | ||
| Pleasure Craft - personal lines | 0,0120% | NAD 30,00 |
| Pleasure Craft without ISC* | 0,0250% | NAD 30,00 |
| Pleasure Craft with ISC* | 0,0120% | NAD 30,00 |
| Comm Vessels without ISC* | 0,0500% | NAD 30,00 |
| Comm Vessels with ISC* | 0,0250% | NAD 30,00 |
| Builders Risks | 0,0600% | NAD 30,00 |
| Motor | ||
| Cars (private/domestic use) | 0,0250% | NAD 30,00 |
| Goods Carrying Vehicles | 0,0625% | NAD 30,00 |
| Light Delivery Vehicles/Station | 0,0250% | NAD 30,00 |
| Wagons | ||
| Ambulances & Hearses | 0,0250% | NAD 30,00 |
| Farm Vehicles - up to 3 tons | 0,0250% | NAD 30,00 |
| Farm Vehicles - exceeding 3 tons | 0,0625% | NAD 30,00 |
| Special Type Vehicles | 0,0300% | NAD 30,00 |
| Taxis / Passenger Vehicles | 0,0250% | NAD 30,00 |
| Taxis / Passenger >13 seats | 0,1000% | NAD 60,00 |
| Motor Trade/Dealers | 0,0250% | NAD 100,00 |
| Buses - not for reward | 0,1000% | NAD 60,00 |
| Buses - for reward | 0,1750% | NAD 100,00 |
| Mobile Plant | 0,0300% | NAD 30,00 |
| Hired Vehicles - up to 14 days | 20% | of the annual and minimum premium |
| Hired Vehicles - from 15-30 days | 50% | applicable to the vehicle category |
| Hired Vehicles - exceeding 30 days | 100% | subject to an absolute m.p of N$30 m.p of N$30 |
| Contract Works | ||
| Civil Engineering | 0,0160% | NAD 300,00 |
| Other Works | 0,0320% | NAD 300,00 |
| Construction Plant | ||
| Annual Policies | 0,0480% | NAD 300,00 |
| Short Term Plant Hire | pro rata of the annual premium, but not less than 25% thereof | |
| Fees Basis | 0,1440% | NAD 300,00 |
